Located on 285 Madison Road in Monticello, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 2,614 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Step outside to approximately 0.53 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available, the home provides flexible options for families and visitors. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Recently listed and already on many buyers radar, this home is a fresh opportunity. At $439,900, this home is well positioned for buyers seeking value in Monticello.