Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 890 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. A private backyard adds extra space for play, pets, or simple relaxation. The property includes parking available, offering convenience for residents and guests. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 360 days, this property combines space, style, and value. With an asking price of $169,000, this property represents an appealing opportunity in the current market.